Decision
Estate planning for crypto.
Cryptocurrency lost to death is a growing problem. Most wallets can't be recovered without a seed phrase or hardware device. Even with those, executors often can't find them in time. H33 makes digital estate planning first-class: named beneficiaries, dormancy triggers, executor authority — and none of it requires anyone to find a physical object.
In 5 sentences
What is itA decision article on planning digital estates that include cryptocurrency, covering beneficiary designation, executor authority, dormancy triggers, and automatic activation.
Why it mattersMillions of Bitcoin are already unrecoverable due to owner deaths. Traditional estate planning was designed for physical assets and paper records, not cryptographic keys.
When to useFor high-net-worth households, family-office estate governance, or anyone with material cryptocurrency who wants beneficiaries to actually receive it.
How it differsCryptographic execution (not just documentation) via Life Validation dormancy trigger and named beneficiary designations per asset.
EvidenceLife Validation and estate flow live in the Vault today. Beneficiary management + executor assignment in production.
The trade you make today
Old way vs new way
Crypto in a will
- Seed phrase written on paper somewhere
- Hardware wallet in a safe deposit box
- Executor has to find both
- Exchange freezes account on death notice
- Months of paperwork with no guarantee
H33 digital estate
- Beneficiaries designated per asset (wallet, docs, credentials)
- Life Validation runs continuously
- Dormancy trigger activates the estate flow automatically
- Executor authority unlocks via cryptographic proof
- Beneficiary distribution starts with signed audit trail
Side by side
Where H33 changes the trade.
| Question | Old way | H33 |
|---|---|---|
| Finding the wallet? | Executor has to find a physical object. | Cryptographic identity · reachable through H33. |
| Executor authority? | Court order + probate. | Named cryptographically · unlocks on lapse. |
| Dormancy handling? | Manual · executor initiates. | Automatic · Life Validation → dormancy trigger. |
| Beneficiary designation? | Written in the will · not enforced. | Cryptographic · per-asset · policy-bound. |
| Distribution audit? | Manual paperwork. | Signed receipts on every transfer. |
| Time to distribute? | Months. | Automatic once dormancy fires. |
Trust status
Runs today. Honest about what's next.
We publish what's shipped and what's coming — the same list on every page.
Runs today
- Vault workflows running in production
- Cryptographic receipts emitted per action
- Immutable audit trail · Object-Locked
- Auth1 · Wallet · Document · Audit APIs
- Post-quantum primitives (Dilithium + Kyber)
- Benchmark v12 · 2,293,766 auth/sec
Coming next
- Public /verify/
/ receipt viewer - Public /replay/
/ decision viewer - docs.h33.you developer documentation
- SOC 2 Type II Certified
- Payment Requests + Rewards adapters
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